Wise referral codes
A Wise referral code connects your new account to the user who shared it and unlocks the sign-up rewards: up to 500 GBP off the fee for your first transfer, or a free card. Pick a code shared by the community below.
Wise supports multiple currencies, low fees and fast arrival; many people already use it to receive overseas income. Signing up is simple through my link.
Here's a free card or transfer for Wise. Give it a try!
Get on wise instead of throne.
Need a Wise account? You can sign up using my referral link here. Thanks for using it!
Wise referral codes (7)
Codes shared by Wise users. Copy one and enter it when you sign up.
Wise supports multiple currencies, low fees and fast arrival; many people already use it to receive overseas income. Signing up is simple through my link.
Here's a free card or transfer for Wise. Give it a try!
Get on wise instead of throne.
Need a Wise account? You can sign up using my referral link here. Thanks for using it!
I have been using Wise for a while and I recommend it. I am often abroad, and it is very handy to have different currencies in one app.
Come invest, spend and save money with me in Wise! Join me on this new journey and help yourself spend, save and invest money.
If you need a bank account in USA but you are not a citizen, you can use the wise app. Payoneer is so complicated.
Sorted by how many times each code has been copied.
Quick answer: The popular Wise referral code is "yihang1", and the other codes shared by users below work too. A community code can give new personal customers up to 500 GBP off the fee for their first transfer in the United Kingdom, or a free card, based on where they live. Enter a code from the list on the sign-up screen, complete identity verification, then make a qualifying first transfer or order a card. You can use any of the community codes listed below.
What is Wise?
Wise is a financial technology company that lets you send, receive, hold, and spend money across borders. You can make international transfers, hold dozens of currencies, convert money at the mid-market exchange rate, and receive payments through local account details for currencies such as USD, GBP, EUR, AUD, and HKD. Wise shows its fee before you pay, rather than hiding an exchange markup in the rate.
You can use Wise through its website or app, and you can spend with a Wise debit card. The app lets you freeze or unfreeze the card, create virtual cards, set up direct debits, schedule transfers, pay invoices, and request money. You create an account online, verify your identity, then add money or receive funds in your balances. Wise operates in more than 160 countries and supports over 40 currencies.
Why sign up with a Wise referral code
How the referral works
The code runs through Wise's own referral program.
- 01Choose any referral code shared by users on this page.
- 02Copy the code and enter it in the referral code field during sign-up. You can also open its referral link before you create your account.
- 03Create a new personal Wise account with your email, Google, or Apple sign-in.
- 04Select your country, verify your phone number, and complete the identity checks with your legal details.
- 05Check the offer available in your country, then make your first qualifying international transfer or order your Wise card.
Referral bonus with a community code
Rewards unlock in order. Amounts can vary by country and campaign.
Use the code in 5 steps

Important rules and tips
- Enter a code at sign-upType a referral code from the list on the sign-up screen when you create your Wise account. Wise cannot add a referral code to an existing account later.
- Check the offer for your countryWith a community code, you can get a fee-free first transfer up to your local cap or a free card, depending on where you live. In the United Kingdom, the transfer cap is commonly up to 500 GBP. Other markets have different caps.
- Create a new personal accountYou must be a new personal customer to qualify. Existing customers do not qualify, and you cannot claim the offer with a closed or duplicate account.
- Use matching details for verificationEnter your real legal name and current address during verification. Use your identity document to verify your identity. If your details do not match, you may receive the reward late or lose eligibility.
- Complete a qualifying actionSend your first qualifying international transfer within the displayed cap, or order the Wise card. Before you confirm a transfer, check that Wise has waived the fee in the transfer summary.
- Use one code per accountChoose any of the codes above, but use only one referral code per account. You cannot add a second offer by choosing another code later.
Sign-up with and without a code
| AT SIGN-UP | NO CODE | WITH CODES |
|---|---|---|
| First transfer fee | Standard fee | No fee up to the local cap |
| Free card option | — | Free |
| Account features | Same Wise account | Same Wise account |
| Sign-up | Online | Online |
| Cost | Free | Free |
Common questions
Is there a Wise promo code I can type in?
Wise mainly uses a personal invite link that carries the referral code. People search for a Wise promo code or invite code, but the reliable path is to open a referral invite link before you sign up.
How much is the Wise referral bonus?
New users usually get a fee free first transfer up to a cap, such as 500 GBP in the United Kingdom, or a free card. Referrers commonly earn around £75 after three friends qualify. Local amounts vary by country.
Do both people get something?
Yes. The new customer gets the fee free transfer or free card, and the referrer moves toward a cash reward that unlocks after enough friends qualify.
Can I add a Wise referral code after creating my account?
No. The referral code must come through the invite link at signup. An existing account cannot be linked to a referral later.
Which countries can use the Wise referral code?
The offer is available in many of the 160+ countries Wise serves, including the United Kingdom, Europe, Hong Kong, Japan, Thailand, Indonesia, and Turkey. Your invite page shows whether it applies where you live.
Does the referral change the exchange rate?
No. Wise uses the mid market rate for everyone. The referral removes the transfer fee up to the cap or the card fee.
Sign up for Wise with a community referral code
Use a Wise referral code to get up to 500 GBP off the fee on your first transfer, or receive a free Wise card, depending on your country. You can open a Wise account for free.