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Verified · Checked Nov 2026

Wise referral codes

A Wise referral code connects your new account to the user who shared it and unlocks the sign-up rewards: up to 500 GBP off the fee for your first transfer, or a free card. Pick a code shared by the community below.

✓Up to 500 GBP off your first transfer fee✓Free Wise card option✓For new personal users
Top community codesUp to 500 GBP
超人不会飞POPULAR CHOICEWise supports multiple currencies, low fees and fast arrival; many people already use it to receive overseas income. Signing up is simple through my link.

Wise supports multiple currencies, low fees and fast arrival; many people already use it to receive overseas income. Signing up is simple through my link.

See all 7 codes ↓

Wise referral codes (7)

Codes shared by Wise users. Copy one and enter it when you sign up.

Add your code

Sorted by how many times each code has been copied.

Quick answer: The popular Wise referral code is "yihang1", and the other codes shared by users below work too. A community code can give new personal customers up to 500 GBP off the fee for their first transfer in the United Kingdom, or a free card, based on where they live. Enter a code from the list on the sign-up screen, complete identity verification, then make a qualifying first transfer or order a card. You can use any of the community codes listed below.

Wise logo

What is Wise?

Wise is a financial technology company that lets you send, receive, hold, and spend money across borders. You can make international transfers, hold dozens of currencies, convert money at the mid-market exchange rate, and receive payments through local account details for currencies such as USD, GBP, EUR, AUD, and HKD. Wise shows its fee before you pay, rather than hiding an exchange markup in the rate.

You can use Wise through its website or app, and you can spend with a Wise debit card. The app lets you freeze or unfreeze the card, create virtual cards, set up direct debits, schedule transfers, pay invoices, and request money. You create an account online, verify your identity, then add money or receive funds in your balances. Wise operates in more than 160 countries and supports over 40 currencies.

Wise in under a minute

01 — WHY USE IT

Why sign up with a Wise referral code

01
Fee-free first transfer
A code from the list can remove Wise's fee from your first qualifying transfer, up to the local cap.
02
Free card option
Some eligible customers can choose a free Wise card instead of the first-transfer fee waiver.
03
Same account features
You get the same Wise account, currency balances, and card features as customers who sign up without a code.
04
Mid-market exchange rate
Any of the codes above can remove the transfer fee, while Wise still uses its normal mid-market exchange rate.
02 — HOW IT WORKS

How the referral works

The code runs through Wise's own referral program.

  1. 01Choose any referral code shared by users on this page.
  2. 02Copy the code and enter it in the referral code field during sign-up. You can also open its referral link before you create your account.
  3. 03Create a new personal Wise account with your email, Google, or Apple sign-in.
  4. 04Select your country, verify your phone number, and complete the identity checks with your legal details.
  5. 05Check the offer available in your country, then make your first qualifying international transfer or order your Wise card.
03 — WHAT YOU GET

Referral bonus with a community code

Rewards unlock in order. Amounts can vary by country and campaign.

AFTER 3 QUALIFY
Around £75
Referrer reward
The person who shared the referral code may earn around £75 after three invited friends meet the requirements. The amount may vary by country.
04 — HOW TO USE THE CODE

Use the code in 5 steps

Wise referral code: Use the code in 5 steps
01
Open Wise sign-up
Visit wise.com or open the Wise app, then start a new personal account.
02
Apply a community code
Copy a referral code shared by users on this page and enter it in the referral code field during sign-up. A code may give you up to 500 GBP off the fee for your first transfer, or a free card.
03
Enter your details
Choose your country of residence, enter your email and phone number, and create your Wise account.
04
Complete identity checks
Submit your real name, current address, and an ID or passport. Complete a face scan if Wise asks for one.
05
Claim your welcome offer
Make your first qualifying international transfer within the offer cap, or order your Wise card to receive the available perk.
Already signed up without a referral code? Wise does not let you add one to an existing account. Enter it before you sign up.
05 — RULES AND TIPS

Important rules and tips

  • Enter a code at sign-up
    Type a referral code from the list on the sign-up screen when you create your Wise account. Wise cannot add a referral code to an existing account later.
  • Check the offer for your country
    With a community code, you can get a fee-free first transfer up to your local cap or a free card, depending on where you live. In the United Kingdom, the transfer cap is commonly up to 500 GBP. Other markets have different caps.
  • Create a new personal account
    You must be a new personal customer to qualify. Existing customers do not qualify, and you cannot claim the offer with a closed or duplicate account.
  • Use matching details for verification
    Enter your real legal name and current address during verification. Use your identity document to verify your identity. If your details do not match, you may receive the reward late or lose eligibility.
  • Complete a qualifying action
    Send your first qualifying international transfer within the displayed cap, or order the Wise card. Before you confirm a transfer, check that Wise has waived the fee in the transfer summary.
  • Use one code per account
    Choose any of the codes above, but use only one referral code per account. You cannot add a second offer by choosing another code later.
06 — WITH OR WITHOUT

Sign-up with and without a code

AT SIGN-UP NO CODE WITH CODES
First transfer fee Standard fee No fee up to the local cap
Free card option — Free
Account features Same Wise account Same Wise account
Sign-up Online Online
Cost Free Free
Verification log
How we check codes →
Code checked, sign-up reward as listed Working
New code andreasl1689 added by Elias Lenz Added
New code michaelw4373 added by piggy line gimp Added
New code yihang1 added by 超人不会飞 Added
New code natsumek22 added by Louisa xx Added
New code manueld1465 added by Broken Nerd Added
Did the code work for you?
07 — FAQ

Common questions

Is there a Wise promo code I can type in?

Wise mainly uses a personal invite link that carries the referral code. People search for a Wise promo code or invite code, but the reliable path is to open a referral invite link before you sign up.

How much is the Wise referral bonus?

New users usually get a fee free first transfer up to a cap, such as 500 GBP in the United Kingdom, or a free card. Referrers commonly earn around £75 after three friends qualify. Local amounts vary by country.

Do both people get something?

Yes. The new customer gets the fee free transfer or free card, and the referrer moves toward a cash reward that unlocks after enough friends qualify.

Can I add a Wise referral code after creating my account?

No. The referral code must come through the invite link at signup. An existing account cannot be linked to a referral later.

Which countries can use the Wise referral code?

The offer is available in many of the 160+ countries Wise serves, including the United Kingdom, Europe, Hong Kong, Japan, Thailand, Indonesia, and Turkey. Your invite page shows whether it applies where you live.

Does the referral change the exchange rate?

No. Wise uses the mid market rate for everyone. The referral removes the transfer fee up to the cap or the card fee.

08 — CLAIM

Sign up for Wise with a community referral code

Use a Wise referral code to get up to 500 GBP off the fee on your first transfer, or receive a free Wise card, depending on your country. You can open a Wise account for free.

09 — MORE CODES

More codes and links

Written and checked by Mohammad Shahpari, SEO manager and editor

Writes and checks every code page on Best Referral Code. Each code is tried on the platform's own sign-up screen and compared with its official referral terms before the page goes live.