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Verified · Checked Nov 2026

Wealthsimple referral codes

A Wealthsimple referral code connects your new account to the user who shared it and unlocks the sign-up rewards: $25 cash bonus after eligible funding. Pick a code shared by the community below.

✓For eligible clients in Canada✓Eligible clients may receive a $25 cash reward✓You may need to deposit $100✓Type a code on the sign-up screen
Top community codes$25 cash bonus
Steven Michael ThomasPOPULAR CHOICESign up using my link below and we both get $25 when you add money to your account. I'll donate my $25 to a Toronto food bank.

Sign up using my link below and we both get $25 when you add money to your account. I'll donate my $25 to a Toronto food bank.

See all 7 codes ↓

Wealthsimple referral codes (7)

Codes shared by Wealthsimple users. Copy one and enter it when you sign up.

Add your code

Sorted by how many times each code has been copied.

Quick answer: The most copied Wealthsimple referral code is "SMT". You can use any of the 7 codes shared by users on this page. Eligible new clients can get $25 in cash with a community code after they fund an eligible account, often with a deposit of $100 or more within 30 days. Enter a code from the list on the Wealthsimple sign-up screen.

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What is Wealthsimple?

Wealthsimple is a Canadian financial platform for investments, cash management, crypto trading, spending, and tax filing. You can use its app or website to open a TFSA, RRSP, FHSA, Cash account, self-directed investing account, managed portfolio, or supported crypto account. Wealthsimple also offers Wealthsimple Tax and a prepaid spending card.

To sign up, you provide your email, phone number, and identity details. You can then add money from an outside bank or through a transfer. Self-directed accounts include commission-free stock and ETF trades in Canada. Wealthsimple also offers automatic deposits, Interac e-Transfer, and interest on eligible Cash balances. Wealthsimple focuses on clients in Canada, and account access depends on the product and its eligibility rules.

Wealthsimple in under a minute

01 — WHY USE IT

Why sign up with a Wealthsimple referral code

01
Cash welcome reward
A community code may provide a $25 cash reward when an eligible new client funds an account as required.
02
A reward for both people
The new client and the person who shared a community code typically receive cash after they qualify.
03
Several account choices
You can fund an eligible Cash, Self Directed Investing, Crypto, or other Wealthsimple account.
04
Digital signup
You can enter a community code during signup without visiting a branch.
02 — HOW IT WORKS

How the referral works

The code runs through Wealthsimple's own referral program.

  1. 01Choose a referral code from the list shared by users on this page and copy it for sign-up.
  2. 02Create a new Wealthsimple account in Canada and complete the identity checks.
  3. 03Enter your chosen referral code in the referral code field on the sign-up screen.
  4. 04Fund an eligible Wealthsimple account from an outside bank. Meet the amount and deadline in the offer, often $100 or more within 30 days.
  5. 05Keep the funds in your account for any holding period required under the offer terms.
  6. 06After you meet the offer terms, Wealthsimple adds the cash reward to your account. Many users report a $25 reward.
03 — WHAT YOU GET

Referral bonus with a community code

Rewards unlock in order. Amounts can vary by country and campaign.

04 — HOW TO USE THE CODE

Use the code in 5 steps

Wealthsimple referral code: Use the code in 5 steps
01
Choose a community code
Copy a Wealthsimple referral code shared by users on this page. Any code on the list works for eligible new clients in Canada.
02
Start your Wealthsimple sign-up
Create a Wealthsimple account with your email, phone number, and identity details.
03
Enter the referral code
Type the code you copied into the referral code field during sign-up. The referral offer can provide a $25 cash reward after you meet the funding terms.
04
Complete identity verification
Finish identity verification so Wealthsimple can process any reward linked to the referral code.
05
Fund an eligible account
Deposit at least $100 into an eligible account within about 30 days, unless your offer shows different terms. The $25 cash reward often arrives within about 24 hours after you qualify.
Already signed up without a referral code? You may be able to apply a referral code within about seven days of opening your account. Check the offer terms in the app.
05 — RULES AND TIPS

Important rules and tips

  • Check new client eligibility
    The offer is for eligible new Wealthsimple clients in Canada. Existing clients do not receive the welcome bonus again.
  • Meet the funding minimum
    Fund an eligible account with at least $100, as the current offer commonly requires. The deposit must come from an eligible external source.
  • Deposit within 30 days
    Make the qualifying deposit within 30 days of signing up. Check the offer in your account because Wealthsimple can change the deadline and minimum.
  • Apply a code on time
    Type a code during signup or use an invite link that includes one. If you miss this step, users report a possible window of about seven days after opening the account.
  • Complete identity verification
    Finish identity verification so Wealthsimple can pay the reward. The cash often arrives within about 24 hours after the qualifying deposit, but verification or deposit clearing can cause delays.
06 — WITH OR WITHOUT

Sign-up with and without a code

AT SIGN-UP NO CODE WITH CODES
Cash welcome bonus — $25
Qualifying deposit — $100 or more
Deposit deadline — Within 30 days
Cost Free Free
Verification log
How we check codes →
Code checked, sign-up reward as listed Working
New code KOFEYH added by Laz ³ @FastingFake Added
New code 4G2FXM added by Marta Swiecki | REALTOR®️ Added
New code SMT added by Steven Michael Thomas Added
New code YMICEQ added by Honest Abe Added
New code DVDEQL added by TayanWalton Added
Did the code work for you?
07 — FAQ

Common questions

What is a Wealthsimple referral code?

A Wealthsimple referral code is a code that eligible new clients in Canada can enter during sign-up. The new client and the person who shared the code may receive a cash reward after the required deposit.

How do I use a Wealthsimple referral code?

Choose a code from the list and enter it in the referral field during sign-up. You can also use a referral link if one is available, which may apply the code for you.

How much is the Wealthsimple referral reward?

Users commonly report a $25 cash reward after the new client makes an eligible deposit. Check the offer shown during sign-up for the exact amount and conditions.

What deposit do I need for the Wealthsimple referral reward?

Many offers require a deposit of $100 or more within about 30 days of sign-up. The minimum can change, so check the terms shown in your offer.

Can I use a Wealthsimple referral code after signing up?

Some users report that Wealthsimple lets people add a code within about seven days after account creation. Entering a code during sign-up is the safest option.

How long does the Wealthsimple referral reward take?

Users often report receiving the cash within about 24 hours after meeting the funding rule. Identity checks and deposit processing can delay the payment.

Do both people receive a Wealthsimple referral reward?

The new client and the person who shared the code typically receive a cash reward after the new client meets the offer terms. The current promotion sets the exact amount and limits.

08 — CLAIM

Sign up for Wealthsimple with a referral code

Enter a code from the list on the Wealthsimple sign-up screen, then fund an eligible account. New clients may receive $25 in cash after they meet the offer terms.

09 — MORE CODES

More codes and links

Written and checked by Mohammad Shahpari, SEO manager and editor

Writes and checks every code page on Best Referral Code. Each code is tried on the platform's own sign-up screen and compared with its official referral terms before the page goes live.