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Verified · Checked Nov 2026

Simplii Financial referral links

A Simplii Financial referral link connects your new account to the user who shared it and unlocks the sign-up rewards: $50 bonus after you deposit $100 and keep it there for 30 days. Pick a code shared by the community below.

✓New clients get $50✓Deposit $100 and keep it there for 30 days✓No monthly account fee✓Open to Canada residents✓Free Interac e-Transfer✓Access to CIBC ATMs
Top community codes$50 bonus
David AvenuePOPULAR CHOICENo-fee chequing in Canada, and $50 for opening it. Simplii Financial — no monthly fee, unlimited transactions, CIBC ATMs. Open it through my link and you get…

No-fee chequing in Canada, and $50 for opening it. Simplii Financial — no monthly fee, unlimited transactions, CIBC ATMs. Open it through my link and you get…

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Simplii Financial referral links (5)

Codes shared by Simplii Financial users. Copy one and enter it when you sign up.

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Sorted by how many times each code has been copied.

Quick answer: New clients get $50 from the Simplii Financial referral link. Open a no fee chequing account through a friend's invite and deposit $100 within 6 months. Keep that $100 in the account for 30 days. Open the referral link first, then sign up through it in the same session.

Simplii Financial logo

What is Simplii Financial?

Simplii Financial is a Canadian digital bank. You open accounts and manage your money online and in an app, not at a branch. CIBC owns it, and clients can use CIBC ATMs across Canada.

You can open a no fee chequing account with unlimited transactions and send Interac e-Transfers without a fee. Savings products include a US dollar savings account. The service is for people who live in Canada. Quebec is excluded. You sign up online with your real name and contact details, then finish identity verification. You add money by deposit. The chequing account has no monthly fee.

Simplii Financial in under a minute

01 — WHY USE IT

Why sign up with a Simplii Financial referral link

01
Extra $50
You get $50 after you deposit $100 and keep it in the account for 30 days.
02
No monthly fee
The chequing account has no monthly fee and gives you unlimited transactions.
03
Free e-Transfers
You can send Interac e-Transfers without paying a fee.
04
CIBC ATMs
Simplii is owned by CIBC, so you can use CIBC ATMs across Canada.
05
Same account either way
You open the same no fee chequing account whether you use a referral link or not.
06
Your friend earns too
The person who shared the referral link can receive a reward after you qualify.
07
Bonus stacks
You can still claim other Simplii welcome offers as long as you meet their rules.
08
Quick to start
Opening the referral link takes a moment before you apply.
02 — HOW IT WORKS

How the referral works

The code runs through Simplii Financial's own referral program.

  1. 01Open the referral link from an existing Simplii client. The link attaches the invite to your application, and that is how you qualify for the $50 new client bonus.
  2. 02Check the current bonus, deposit rule, and qualifying account types on the official refer a friend page.
  3. 03Start your application for an eligible no fee chequing account in that same session. Use your real name and contact details.
  4. 04Finish identity verification and get your account opened.
  5. 05Deposit $100 within 6 months of opening the account.
  6. 06Keep that $100 in the account for 30 days so it counts as a qualifying balance.
  7. 07Watch for the $50 bonus after Simplii confirms you met the requirements.
03 — WHAT YOU GET

Referral bonus with a community code

Rewards unlock in order. Amounts can vary by country and campaign.

AFTER FRIEND QUALIFIES
$50-$125
Referrer reward
The person who shared the referral link can get a reward after the new client completes the deposit steps. The amount ranges from $50 to $125.
04 — HOW TO USE THE CODE

Use the link in 7 steps

Simplii Financial referral link: Use the link in 7 steps
01
Open the referral link
Open the Simplii referral link before you apply. The $50 new client bonus only attaches if you start through the link.
02
Read the offer terms
On the official refer a friend page, check the current bonus, the $100 deposit rule, and which accounts qualify.
03
Apply for a chequing account
Start your application for an eligible no fee chequing account in that same session. Use your real name and contact details.
04
Finish identity checks
Complete any identity verification Simplii asks for and get your account opened.
05
Deposit $100
Deposit $100 within 6 months of opening the account.
06
Keep the balance
Leave that $100 in the account for 30 days so it counts as a qualifying balance.
07
Wait for the bonus
Watch for the $50 bonus to arrive after Simplii confirms you met the requirements.
Signed up without a referral link? You usually cannot add the referral bonus after you apply. Contact Simplii support and ask them to review your case.
05 — RULES AND TIPS

Important rules and tips

  • Open the link before you apply
    Open the Simplii Financial referral link first, then apply in that same session. If you apply on the bank site without the link, the bonus usually cannot be added later.
  • New clients in Canada only
    The offer is for new Simplii Financial clients who live in Canada. Posts say Quebec is excluded, so check your invite page.
  • Deposit $100 and hold it
    Deposit $100 within 6 months of opening the account. Keep that $100 in the account for 30 days so it counts as a qualifying balance.
  • Use one link only
    Pick one referral link, open it, and finish your application in that same session. Use your real name and contact details, because mismatched information can delay the bonus.
  • Watch the 30 day hold
    If the deposit is late, is below $100, or is moved out too early, the bonus may not be paid. Leave the money in place until Simplii Financial confirms you met the requirements.
  • Check the terms on your invite page
    Amounts and rules have been described differently in different months. Confirm the bonus and the deposit rules on your own invite page before you rely on them.
06 — WITH OR WITHOUT

Sign-up with and without a code

AT SIGN-UP NO CODE WITH CODES
Welcome bonus — $50
Monthly fee — —
Deposit required — $100
Hold period — 30 days
Referrer reward — $50 to $125
Cost Free Free
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07 — FAQ

Common questions

What is the Simplii Financial referral link?

It is a personal invite link that an existing Simplii client shares. New clients in Canada open it before they apply and can get a $50 bonus after they deposit $100 and keep it in the account for 30 days.

Is there a Simplii promo code I can type in?

No. Simplii attaches the offer through the referral link itself, so you open the link before you start your application.

How much is the Simplii Financial referral bonus?

New clients get $50 after they open an eligible account through the link, deposit $100 within 6 months and keep that $100 in the account for 30 days. The person who shared the link gets their own reward, which users describe as $50 up to $125.

Can I add a referral link after I apply?

Usually no. The invite has to be attached when you start the application, so open the link first and apply in that same session.

Who can use a Simplii Financial referral link?

The offer is for new Simplii clients who live in Canada. Posts say Quebec is excluded, so check your invite page for the current rules.

When does the $50 bonus arrive?

Simplii pays it after it confirms your deposit and the 30 day hold. If you deposit less than $100 or move the money out early, the bonus may not be paid.

Do I pay a monthly fee with Simplii?

Users describe the chequing account as having no monthly fee, with unlimited transactions and access to CIBC ATMs. Check the current account terms on simplii.com.

08 — CLAIM

Join Simplii Financial through the referral link

Open a Simplii referral link and apply for the no fee chequing account. Deposit $100 within 6 months. Keep that $100 in the account for 30 days and you can get the $50 bonus.

09 — MORE CODES

More codes and links

Written and checked by Mohammad Shahpari, SEO manager and editor

Writes and checks every code page on Best Referral Code. Each code is tried on the platform's own sign-up screen and compared with its official referral terms before the page goes live.