Chime referral links
A Chime referral link connects your new account to the user who shared it and unlocks the sign-up rewards: $100 bonus after a $200+ direct deposit. Pick a code shared by the community below.
Real customer code. I earn a reward if you sign up. No income promises.
Ready for a fresh start with your money? Check out Chime and see if it fits your everyday banking needs. Join through my referral link
Join me on Chime and get $100 when you meet the offer requirements! Use my referral link to sign up and see the details:
Hey everyone, use my Chime referral link below and you'll get an extra $100 when you use direct deposit!
Chime referral links (7)
Codes shared by Chime users. Copy one and enter it when you sign up.
Real customer code. I earn a reward if you sign up. No income promises.
Ready for a fresh start with your money? Check out Chime and see if it fits your everyday banking needs. Join through my referral link
Join me on Chime and get $100 when you meet the offer requirements! Use my referral link to sign up and see the details:
Hey everyone, use my Chime referral link below and you'll get an extra $100 when you use direct deposit!
Click this link to get a $100 when u open a Chime account. Add your Jobs Direct Deposit info. After: you get rewarded for your sign on.
Get a Chime Checking Account. Join here:
Get a $100 bonus with Chime. Sign up through my referral, get a qualifying $200 plus direct deposit within 45 days. Activate the physical card within 14 days
Sorted by how many times each code has been copied.
Open a Chime referral link before creating a new checking account. Eligible new members may receive $100 after a qualifying direct deposit of $200 or more within 45 days and activating the physical card within 14 days of that deposit. The referral is applied through the link; no separate code needs to be entered.
What is Chime?
Chime is a consumer finance app that gives you a checking account and debit card you manage from your phone. You can open an account, get a Visa debit card, receive direct deposit, move money, and track spending. Chime is a financial technology company, not a bank. Banking services and the Chime card come from Chime's bank partners.
The standard checking account has no monthly fees and no minimum balance fees. With qualifying direct deposit, you can get paid up to 2 days early. When you qualify, SpotMe helps cover a shortfall without a fee. Chime also offers savings, optional Plus and Prime tiers with higher savings rates and cash back, and in-app spending tools. You sign up in the app with your legal name, address, date of birth, and contact details, then finish identity verification if Chime asks.
Why sign up with a Chime referral link
How the referral works
The code runs through Chime's own referral program.
- 01Choose a Chime referral link shared by a user on this page and open it before creating your new checking account.
- 02Open the referral link. It takes you to Chimeβs official invite page and associates the invitation with your signup; no separate code needs to be entered.
- 03Read the current bonus amount, the direct deposit minimum, and the card activation window on the official invite page.
- 04Sign up and open a new Chime checking account with your legal name, address, date of birth, and contact details exactly as they appear on your ID.
- 05Finish identity verification if Chime asks for an ID document or a selfie.
- 06Order your physical Chime Visa card and watch for it in the mail.
- 07Give your employer or payer your Chime direct deposit details and wait for a qualifying deposit of $200 or more within 45 days of opening the account.
- 08Activate the physical card within 14 days of that qualifying deposit.
- 09Wait for Chime to confirm the $100 bonus, then spend or save it as you like.
Referral bonus with a community code
Rewards unlock in order. Amounts can vary by country and campaign.
Use the link in 9 steps
Important rules and tips
- Open the link firstOpen a referral link before you set up your Chime account. Chime usually cannot add the $100 welcome bonus to an account that already exists.
- New members onlyThe offer is for new Chime checking members. Existing customers, duplicate accounts and returning users do not qualify.
- Deposit $200 or moreYour qualifying direct deposit must be $200 or more and must arrive within 45 days of opening the account. A late or smaller deposit means no bonus.
- Activate the physical cardActivate your physical Chime Visa card within 14 days of that qualifying deposit. Activating only a digital card may not count.
- Use a real paycheckA transfer you send to yourself usually does not count as a qualifying direct deposit. Use a paycheck or another eligible electronic deposit from an employer or payer.
- Match your ID detailsUse your real legal name, address and tax details. Mismatched details can delay your account or cancel the bonus.
Sign-up with and without a code
| AT SIGN-UP | NO CODE | WITH CODES |
|---|---|---|
| $100 new member bonus | β | $100 after a $200+ direct deposit |
| Direct deposit needed | β | $200 or more within 45 days |
| Physical card activation | β | Within 14 days of the deposit |
| Monthly fees | β | β |
| Minimum balance fees | β | β |
| Get paid early | Yes | βYes |
| SpotMe overdraft | Yes | βYes |
| Cost to sign up | Free | Free |
Common questions
What is the Chime referral link?
A Chime referral link is a personal invite that opens Chime's official sign-up page and attaches a referral bonus to your new checking account. People also call it an invite link, referral code, promo code, or invite code. It is one code with several names.
How much is the Chime referral bonus?
The new member bonus is $100 after a qualifying direct deposit of $200 or more within 45 days and activation of the physical card within 14 days of that deposit. The person who shared the link also gets a cash reward, often $100.
Do both people get a bonus?
Yes. The new member can get $100, and the referrer gets a reward after the new member completes the same steps.
Can I add a Chime referral link after opening my account?
Usually no. You need to open the referral link before you create the account. An existing Chime checking account typically cannot be linked to a welcome referral later.
Who can use a Chime referral link?
The offer is for new Chime members who open a checking account and set up a qualifying direct deposit. Your invite page shows whether you are eligible.
When is the $100 bonus paid?
The bonus is paid after you finish every qualifying step, including the direct deposit window and the physical card activation window. If the deposit is late, below $200, or not an eligible direct deposit, the bonus is not paid.
What counts as a qualifying direct deposit?
A qualifying direct deposit is usually a paycheck or other eligible electronic deposit from an employer or benefits payer. A transfer you send yourself typically does not count.
Is there a Chime promo code I can type in?
Chime mainly uses a personal referral link with a unique code built in. People also search for a Chime promo code, referral code, or invite code, but the reliable way to get the new member $100 offer is to open a referral link before you sign up.
Open Chime with a referral link
Open a Chime checking account using a referral link from the list. Eligible new members may receive $100 after a qualifying deposit of $200 or more within 45 days and physical-card activation within 14 days of that deposit.
More codes and links
